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🏡 January 2026 Real Estate Outlook: National Trends & Rhode Island Insights
🌎 National Market Snapshot
As we step into 2026, the U.S. housing market is showing signs of steady improvement:
✅ Mortgage Rates: Expected to ease slightly, averaging 6%–6.3%, improving affordability compared to last year.
✅ Home Sales: Forecasted to rise 1.7%–4.3%, with some optimistic projections up to 14% growth.
✅ Prices: Moderate appreciation of 1–4% nationwide.
✅ Inventory: Anticipated 9% increase, creating a more balanced market.
What this means: Buyers will enjoy more choices and better negotiating power, while sellers should focus on competitive pricing and strong presentation.
📍 Rhode Island Market Outlook
The Providence-Warwick metro area is expected to outperform national averages:
✨ Home Sales: Projected +7.1% growth.
✨ Prices: Estimated +4.1% appreciation.
✨ Demand: Healthy buyer interest with inventory gains still catching up.
Tip for Sellers: January is an excellent time to list your home—demand is strong, and competition is manageable.
Tip for Buyers: Act early to take advantage of improving affordability and increased selection before spring competition heats up.
📣 Ready to Make Your Move?
Start 2026 with confidence! Whether you’re buying or selling in Rhode Island, I’m here to help you navigate the market.
👉 Contact me today for a consultation or get a market report!
